Paul Singh | Daily Mortgage News & Insights

Missing a Mortgage Document? Turn the Gap into a Clear Next Step | November 6, 2026

Missing a Mortgage Document? Turn the Gap into a Clear Next Step | November 6, 2026

Missing a Mortgage Document? Turn the Gap into a Clear Next Step | November 6, 2026Paul Singh
Published on: 11/06/2026

Missing a mortgage record or unsure what it shows? Use a simple status, owner and next-action method to resolve the gap and confirm what your loan team still needs.

New Mortgage Rules Do Not Approve Your Loan: Fannie Mae’s November 4 Update | November 5, 2026

New Mortgage Rules Do Not Approve Your Loan: Fannie Mae’s November 4 Update | November 5, 2026

New Mortgage Rules Do Not Approve Your Loan: Fannie Mae’s November 4 Update | November 5, 2026Paul Singh
Published on: 11/05/2026

Understand Fannie Mae’s November 4 updates, the February 2027 delivery-based timing for manual underwriting, and five checks before relying on a preapproval letter.

Your First-Home Mortgage Checklist: Organize Records, Questions and Next Steps | November 4, 2026

Your First-Home Mortgage Checklist: Organize Records, Questions and Next Steps | November 4, 2026

Your First-Home Mortgage Checklist: Organize Records, Questions and Next Steps | November 4, 2026Paul Singh
Published on: 11/04/2026

Start your first-home mortgage preparation with five practical steps to organize records, flag missing items, protect sensitive information and agree on a clear next action.

Your First Mortgage Conversation: What to Ask and What Happens Next | November 3, 2026

Your First Mortgage Conversation: What to Ask and What Happens Next | November 3, 2026

Your First Mortgage Conversation: What to Ask and What Happens Next | November 3, 2026Paul Singh
Published on: 11/03/2026

Know what to ask during your first mortgage conversation, which answers are preliminary, and how to leave with a clear next step. Practical guidance for first-time homebuyers.

Buying Your First Home? Understand These Three Things Before You Start | November 2, 2026

Buying Your First Home? Understand These Three Things Before You Start | November 2, 2026

Buying Your First Home? Understand These Three Things Before You Start | November 2, 2026Paul Singh
Published on: 11/02/2026

Start your first-home mortgage plan with three clear questions: a comfortable monthly payment, cash you can commit, and financial information that still needs review.

In their own words

Real experiences. Personal guidance.

Selected five-star review excerpts about working with Paul. Explore the full histories on the original review platforms.

★★★★★
“Paul and his team (especially Tina Shah) are incredibly efficient, smart, patient, trustworthy, and capable.”

Gurudarshan Khalsa

Google review • Excerpt
Read Google reviews ↗

★★★★★
“Paul has been very helpful and he answered all our questions.”

Shanti Narvekar

Zillow • March 2017 • Excerpt
Review from Paul’s time at a previous firm.
Read Zillow reviews ↗

★★★★★
“Paul treated me like his own family member”

Bhupendra S

Experience.com profile • January 2025 • Excerpt
Read the review profile ↗

Ratings and counts checked October 14, 2026; they may change. Experience.com’s combined profile includes reviews imported from other platforms, so counts overlap and should not be added together. These are selected positive excerpts, not every review. Historical experiences do not guarantee approval, rates, terms or future results. Read each platform for the complete context.

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Buying a home, refinancing, or exploring investment financing? Get clear guidance and mortgage options tailored to your goals.

Paul Singh · Senior Mortgage Advisor · NMLS #406332
Petra Cephas Inc. · Company NMLS #1222300
(856) 503-9396 · [email protected]
Licensed in NJ, NY, PA, CT, TX and FL.

Petra Cephas Inc. · NMLS #1222300 · 6 Wills Way, Piscataway, NJ 08854.

MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. Licensed by the New Jersey Department of Banking and Insurance. Petra Cephas arranges loans through third-party lenders and does not make mortgage commitments or fund loans.

Registered New York Mortgage Broker - All mortgage loans arranged with third party providers.

This is not a commitment to lend. All loans subject to approval. Programs, rates and terms are subject to change. Equal Housing Opportunity. Articles provide general information; eligibility and available terms depend on your individual circumstances.

NMLS Consumer Access   |   Privacy Policy   |   Terms and Conditions

Texas consumer assistance: Texas Department of Savings and Mortgage Lending · 1-877-276-5550. Official complaint and recovery fund notices: mortgage company / mortgage banker. The applicable notice depends on the company’s Texas authorization. Company website.